As the vacation season comes to finale, one of the areas where stress attempts to appear to creep into our minds is in the area of finances. With gift purchases adding up, tax considerations, and vacation travel costs being sustained, many of us are tempted to let negative vibrations into their lives due to increased spending. As with any other stress related topic, though, you've got to know how to shift this one also.
Stop & Breathe! The first, and most crucial, step to overcoming vacation stress in the area of finances is to stop and breathe. Permit your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this will sound simple it is POWERFUL and you can do this! Remember that managing your energy is Vital in all things in life and business:)
Write It All Down! Ok, now that you have reached a place of focus and calmness in your mind, lets get to work on the rest. Begin by writing down the things which must be done or bought, and the costs associated with those items. Don't over investigate this too much and have fun with it. You can also add 1 or 2 crazy things to your list, simply to keep it exciting.
Now, add to this list things that may cost nothing or that you already have in your possession. For example, a list may look like this:
1. Gift for my elders $50
2. Travel Cash to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for holiday activity with my kid $50
7. Books to read on Christmas Eve $0 (Library)
8. Dessert to take to work vacation Party $0 (ingredients already in pantry)
If you notice, line items 1-6 have associated costs, and numbers 7-8 do not. Now, from this point, try to list the things from highest priority to least priority. Your list might now look like this:
1. Travel Cash to see family $150
2. Books to read on Yuletide Eve $0 (Library)
3. Gift for my elders $50
4. Donation toy for charity $20
5. Money for holiday activity with my kid $50
6. Gift for my childs teacher $20
7. Dessert to take to work holiday Party $0 (ingredients already in pantry)
8. Gift Exchange gift for work $20
Now that you have things listed from most vital to least, brainstorm about any changes that you can make to limit the cost without having to sacrifice the importance. These are some concepts, based on the above list
1.Lower gift amount for mothers and fathers to $40 and have my kid hand-make a card
2.Instead of buying a new toy for charity, find a pleasant one that my kid no longer plays with and donate that as an alternative.
3.Ask a mate if they'd like to split the purchase of a new toy for a child for charity with our family.
4.Search the Net for a free holiday activity to do with my kid, rather than something high-priced.
5.Decrease the present amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, rearrange your list to include the changes and see where you are now.
1.Travel Money to see family $150
2.Books to read on Xmas Eve $0 (Library)
3.Gift for my elders $40 (make card home-made)
4.Donation toy for charity $10 + a toy my kid doesnt use
5.Money for holiday activity with my kid $0
6.Gift for my childs teacher $10 (make card home made)
7.Dessert to take to work vacation Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take one or two more minutes and make notes of all of the things that you have this vacation season that are positive and that make a contribution to high vibrations, andi f you actually nee to, do mull over taking up a private loan instead of using your card.
Include the love of family, time expended with pals, and the blessings you have. You might also want to include your positive. Outlook for the holiday season. Things like This can be the best holiday season yet or My New Year is looking very bright and promising! Do not forget to target your mind as much as you can on the positive and not let negative vibrations, like vacation stresses seem to divide your energy!
Stop & Breathe! The first, and most crucial, step to overcoming vacation stress in the area of finances is to stop and breathe. Permit your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this will sound simple it is POWERFUL and you can do this! Remember that managing your energy is Vital in all things in life and business:)
Write It All Down! Ok, now that you have reached a place of focus and calmness in your mind, lets get to work on the rest. Begin by writing down the things which must be done or bought, and the costs associated with those items. Don't over investigate this too much and have fun with it. You can also add 1 or 2 crazy things to your list, simply to keep it exciting.
Now, add to this list things that may cost nothing or that you already have in your possession. For example, a list may look like this:
1. Gift for my elders $50
2. Travel Cash to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for holiday activity with my kid $50
7. Books to read on Christmas Eve $0 (Library)
8. Dessert to take to work vacation Party $0 (ingredients already in pantry)
If you notice, line items 1-6 have associated costs, and numbers 7-8 do not. Now, from this point, try to list the things from highest priority to least priority. Your list might now look like this:
1. Travel Cash to see family $150
2. Books to read on Yuletide Eve $0 (Library)
3. Gift for my elders $50
4. Donation toy for charity $20
5. Money for holiday activity with my kid $50
6. Gift for my childs teacher $20
7. Dessert to take to work holiday Party $0 (ingredients already in pantry)
8. Gift Exchange gift for work $20
Now that you have things listed from most vital to least, brainstorm about any changes that you can make to limit the cost without having to sacrifice the importance. These are some concepts, based on the above list
1.Lower gift amount for mothers and fathers to $40 and have my kid hand-make a card
2.Instead of buying a new toy for charity, find a pleasant one that my kid no longer plays with and donate that as an alternative.
3.Ask a mate if they'd like to split the purchase of a new toy for a child for charity with our family.
4.Search the Net for a free holiday activity to do with my kid, rather than something high-priced.
5.Decrease the present amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, rearrange your list to include the changes and see where you are now.
1.Travel Money to see family $150
2.Books to read on Xmas Eve $0 (Library)
3.Gift for my elders $40 (make card home-made)
4.Donation toy for charity $10 + a toy my kid doesnt use
5.Money for holiday activity with my kid $0
6.Gift for my childs teacher $10 (make card home made)
7.Dessert to take to work vacation Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take one or two more minutes and make notes of all of the things that you have this vacation season that are positive and that make a contribution to high vibrations, andi f you actually nee to, do mull over taking up a private loan instead of using your card.
Include the love of family, time expended with pals, and the blessings you have. You might also want to include your positive. Outlook for the holiday season. Things like This can be the best holiday season yet or My New Year is looking very bright and promising! Do not forget to target your mind as much as you can on the positive and not let negative vibrations, like vacation stresses seem to divide your energy!
About the Author:
Nancy Bondi is a prefessional theropist and have gained extensive recognition in her area. She stopped working fulltime after being highly ill but have manged to get finance help which helped here recover and manage her finances in the interim. She currently does part-time counselling in her local community and infrequently travels out of town on paid request. She has a golden retriever whom she loves dearly and enjoys hanging out with him walking him in the park.
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